Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Navigating Retirement Pitfalls Why are they made again and again? Making sense of these errors in judgement. Avoiding Cognitive Decline Try these activities to keep your brain sharp. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?